At some point that gap will have to close. Economists expect that employers are going to have to start doing more to entice workers, likely through pay raises, training and other incentives. Andrew Maguire: “Eric, over the last few months we have been observing Swiss and German banks enforcing cash and gold withdrawal limits for clients. Currently, Swiss banks are capping client cash withdrawals to between 100,000 – 200,000 euros. Although the onus is placed upon individual banks to decide cash withdrawal limits for their clients, we have recently seen these limits enforced more strictly. This has to be an unannounced official mandate as it is now being widely reported by our clients…As research into EMF sensitivity and social media addiction continues to surface, it’s no surprise that some institutions are trying their own little happiness experiments. After all, schools are supposed to be for focused education, and the added distractions and social pressures of cell phones may further zap the joy right out of students. Researchers, for instance, recently discovered that smart phones were the culprit behind the depression spikes and suicide attempts among teens in the last decade. That little known discovery has serious implications for the future of humanity. But is anyone paying attention?or are they on Snapchat!Four years ago, a French school trepidatiously banned the use of cell phones – and something interesting followed. According to The Guardian, the 290 teenager pupils at La Gautrais Middle School in Plouasne have displayed “more social interaction between children, more empathy and a readiness to learn at the start of lessons”.